The steps are as follows:

  1. Tap on the HelloGold SmartSaver banner on the homepage.
  2. Select your savings goal.
  3. Enter the amount of your monthly contribution in order to achieve your own goal in the next 12 months.
  4. Upon funding your goal, HelloGold will start buying gold on your behalf on the next working day at the lowest daily price for the next one month.
  5. Every month, you will be reminded to add funds to get to the next milestone of your savings goal.
  6. Towards the end of the 12th month, the term shall be completed. The gold bought during the term shall be transferred automatically to your main HelloGold account.